Terms and Conditions Toti77

Welcome to toti77. This Terms and Conditions document is a legally binding agreement between you as the user ("Member") and toti77 as the platform operator ("Company"). These terms govern your use of the toti77.net website, the toti77 mobile app, and all related services.

By registering an account, making a deposit, or using any game or service provided by toti77, you acknowledge that you have read and fully understood these terms. If you do not agree with any part of these terms, please cease using our platform immediately.

The scope of these terms covers all aspects of platform use, including account registration, financial transactions, bonus management, game rules, data security, and dispute resolution procedures.

To use toti77's services, you must meet the following eligibility requirements at all times:

• Aged 18 years and above at the time of registration and throughout the period of use
• Possess full legal capacity to enter into a binding agreement
• Not an individual who has been banned or restricted from using online gambling services under applicable law
• Not using the platform on behalf of any third party without written authorisation from toti77
• Never having had a toti77 account terminated due to fraud or breach of terms

Toti77 is not responsible if an ineligible individual successfully registers an account using false information. Full responsibility lies with the user to ensure they meet all eligibility requirements.

Each user is only permitted to hold one (1) active account at any one time. Registering more than one account, whether under your own name or another person's name, is a serious violation that may result in the permanent termination of all related accounts and forfeiture of balances.

During registration, you are required to provide accurate, complete, and up-to-date information, including:

• Full name as stated on your identity card or passport
• Valid date of birth
• An active and reachable email address
• Valid Malaysia phone number
• Accurate Malaysian bank details for withdrawal purposes

You are solely responsible for maintaining the confidentiality of your account password. toti77 will not be held liable for any losses resulting from unauthorised access to your account if such access arises from your own negligence in safeguarding your login credentials.

Toti77 accepts deposits via a range of local Malaysia payment methods including FPX, DuitNow QR, Touch 'n Go eWallet, interbank transfers from major Malaysian banks, and USDT. All transactions are conducted in Malaysian Ringgit (MYR) unless otherwise stated.

Deposit conditions:

• The minimum deposit is RM 30 per transaction
• Deposits must originate from a bank account or payment method registered in your own name
• Third-party deposits are not accepted and will be returned after deducting processing fees
• Toti77 reserves the right to request proof of source of funds for large deposits

Withdrawal conditions:

• Minimum withdrawal is RM 50 per transaction
• Withdrawals are processed within 15 minutes for accounts that have passed full KYC verification
• Funds may only be withdrawn to the same bank account or payment method used for the original deposit
• Any rollover requirements associated with a bonus must be fulfilled before a withdrawal can be processed

Toti77 offers a variety of bonuses and promotions to its members from time to time. Each bonus is subject to specific terms stated on the relevant promotions page. The following general terms apply to all toti77 bonus types:

• Each bonus may only be claimed once unless otherwise stated
• The specified rollover requirements must be met within the stated time period
• Bonuses cannot be transferred between accounts or converted directly into cash
• Toti77 reserves the right to cancel any bonus where abuse or fraud is suspected
• Playing with bonus funds only does not qualify for withdrawal — a real money deposit is required

Toti77 reserves the right to modify, suspend, or terminate any promotion at any time without prior notice. toti77's decisions on all bonus-related matters are final.

All bets placed on toti77 are final once confirmed by the system. You are fully responsible for ensuring that the bets you place are accurate before final confirmation.

• Confirmed bets cannot be cancelled or modified
• Toti77 reserves the right to void bets placed on markets with obvious pricing errors or incorrect odds
• Any winnings generated from technical errors or system disruptions will not be honoured
• Minimum and maximum betting limits apply to each game and will be displayed within the game interface
• Toti77 reserves the right to adjust betting limits for individual members based on risk profile

For Live Casino games, results announced by the dealer are final. In the event of a dispute, the table's video recording will serve as conclusive evidence. For Sports Betting, official results from the relevant sports governing body will be applied.

As part of toti77's commitment to platform security and legal compliance, all members are required to complete the Know Your Customer (KYC) process before their first withdrawal or when requested by toti77.

Documents required for KYC verification:

• Copy of identity card (MyKad) or valid passport
• Proof of current address (utility bill or bank statement not older than 3 months)
• Bank statement or proof of ownership of the payment method used
• Selfie holding your identity document if requested

Toti77 stores all KYC information securely using industry-standard encryption. This information will not be shared with third parties except as required by law or a valid court order.

Toti77 is fully committed to responsible gaming practices. We believe that betting should be enjoyable, controlled entertainment — not a source of stress or financial hardship.

Toti77 provides the following self-control tools to all members:

• Deposit limit — set daily, weekly, or monthly deposit limits
• Loss limit — limit the maximum amount you can lose within a set period
• Playing time limit — set a maximum duration for your gaming sessions
• Voluntary break — temporarily suspend your account for anywhere from 24 hours up to 6 months
• Self-exclusion — option to fully self-exclude from the toti77 platform

If you feel that your betting activity is beginning to have a negative impact on your daily life, finances, or relationships, please contact the toti77 support team for assistance or a referral to appropriate counselling services.

Toti77 reserves the right to suspend or terminate any member's account at any time, with or without prior notice, for reasons including but not limited to:

• Violation of any part of these Terms and Conditions
• Fraud, impersonation, or providing false information
• Attempts to hack, cheat, or manipulate the toti77 system
• Colluding with other players to defraud the platform
• Abuse of the bonus or promotions system
• Suspected activities related to money laundering

In the event of account termination due to a breach of terms, toti77 reserves the right to forfeit all balances in the account, including cash and bonuses, without any compensation. You may also voluntarily close your account at any time by contacting our support team.

Toti77 provides its platform on an "as is" basis and makes no warranties, express or implied, regarding the platform's fitness for any particular purpose. We strive to keep the platform running without interruption but do not guarantee the absence of technical errors, downtime, or security issues.

Toti77 shall not be liable for:

• Any financial losses incurred as a result of betting, whether ordinary or unexpected
• Service disruptions caused by factors beyond toti77's control, including network issues, natural disasters, or actions by authorities
• Losses incurred as a result of the user's own negligence in maintaining account security
• Indirect, consequential, or punitive damages regardless of the cause

Toti77 cares about your privacy. All personal data collected through this platform is processed in accordance with toti77's Privacy Policy, which complies with Malaysia's Personal Data Protection Act 2010 (PDPA).

By using the toti77 platform, you agree to our collection, processing, and storage of your data for the following purposes:

• Identity verification and KYC compliance
• Processing of financial transactions
• Sending service communications and promotions (if you have consented)
• Fraud prevention and security monitoring
• Platform improvements and user experience enhancements

For more information on how toti77 handles your data, please refer to Privacy Policy our full.

Toti77 reserves the right to modify, add to, or amend any part of these Terms and Conditions at any time without prior notice. Amended terms take effect immediately upon being published on the platform. It is your responsibility to review these terms periodically.

Continued use of the toti77 platform after any amendments are made constitutes acceptance of the revised terms. If you do not agree with the amendments, you must stop using the platform and close your account.

If any provision of these Terms and Conditions is found to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be interpreted to the fullest extent possible to reflect the original intent of the parties, while the remaining provisions shall continue in full force and effect.